Skip to main content
calculate

Startup Cost Calculator

FreePlanning
star4.6(780 ratings)

Free startup cost calculator to estimate business launch expenses. Calculate LLC fees, domain costs, marketing budget, software subscriptions, and equipment. Plan your startup budget accurately.

Want More Powerful Tools?

Unlock AI-powered name generation and premium features with Nomely Pro.

Upgrade to Proarrow_forward

About Startup Cost Calculator

Starting a business without a clear budget is like sailing without a map. Our free Startup Cost Calculator helps you estimate the initial investment needed to launch, so you can plan funding, set realistic timelines, and avoid unpleasant surprises. Whether you're bootstrapping or seeking investment, accurate cost projections are essential.

We've researched real market rates across six essential categories that every startup faces: Legal costs (LLC formation, trademark registration, business licenses), Domain & Hosting (domain purchase, email setup, web hosting), Marketing (logo design, initial advertising, business cards), Software (productivity tools, accounting, CRM), Equipment (computers, office furniture, specialized tools), and Miscellaneous (insurance, professional services, contingency).

Costs vary dramatically by business type and location. A software startup has different needs than a restaurant or consulting firm. Our calculator lets you select your business type and region, then customize individual line items to match your specific situation. Add custom expenses, adjust quantities, and remove items that don't apply.

Beyond totals, we break down costs by category and timeline—what you need upfront versus ongoing monthly expenses. This distinction is crucial for cash flow planning. Many founders underestimate ongoing costs while overestimating one-time expenses. Our detailed breakdown helps you plan more accurately.

Use your cost estimate for investor pitches, loan applications, or personal financial planning. Export your customized budget as a reference document. Update it as you get actual quotes and refine your launch plan.

Why Use This Tool?

  • checkGet realistic cost estimates based on real market rates and industry averages
  • checkCustomize by business type: SaaS, e-commerce, consulting, retail, and more
  • checkSix cost categories covering legal, hosting, marketing, software, equipment, and misc
  • checkSeparate one-time and recurring costs for accurate cash flow planning
  • checkAdd custom line items for your unique business requirements
  • checkFree forever with no signup—calculate and export instantly

Common Use Cases

1Bootstrapped Launch Planning

Calculate minimum viable costs to launch lean and identify where to spend vs. save

2Investor Pitch Preparation

Include credible cost projections in pitch decks showing you've done your homework

3Loan Application Support

Provide detailed cost breakdowns required for SBA loans and bank financing

4Business Plan Financial Section

Generate startup cost estimates for the financial projections in your business plan

5Side Project to Business Transition

Understand the real costs of turning your side project into a legitimate business

6Regional Cost Comparison

Compare startup costs across different locations to inform where to base your business

play_circleHow It Works

Select your business type (SaaS, e-commerce, consulting, retail, service, etc.) and region. We populate default cost estimates across six categories based on industry averages. Review and customize each line item: adjust quantities, toggle items on/off, modify prices to match actual quotes, and add custom expenses. See your total startup cost with breakdown by category and one-time vs. recurring. Export your customized budget for reference.

Frequently Asked Questions

What is a startup cost calculator and how does it work?expand_more
A startup cost calculator estimates the initial investment needed to launch your business. Select your business type and region, then customize individual line items across 6 categories - legal, domain/hosting, marketing, software, equipment, and miscellaneous.
Is this startup cost calculator free?expand_more
Yes, calculating your startup costs is completely free with no signup required. Get detailed breakdowns by category. Adjust quantities and add custom line items at no cost.
What cost categories are included?expand_more
We cover 6 essential categories: Legal (LLC, trademark), Domain & Hosting (domain, email, hosting), Marketing (branding, ads), Software (tools, subscriptions), Equipment (hardware, office), and Miscellaneous (professional services, insurance).
How accurate are the startup cost estimates?expand_more
Estimates are based on industry averages and real market rates as of 2024. Actual costs vary by location, scale, and specific needs. Use this as a planning baseline - add custom line items for your unique requirements.
How much does it typically cost to start a business?expand_more
Costs vary widely by business type. Online businesses can launch for $500-5,000 (domain, hosting, basic tools). Service businesses typically need $2,000-10,000 (legal, marketing, software). Retail and restaurants often require $50,000-250,000+ (inventory, equipment, lease). Our calculator helps you estimate for your specific situation.
What costs do first-time founders usually forget?expand_more
Common overlooked costs include: business insurance, accounting/bookkeeping software, legal entity formation fees, trademark registration, professional email, ongoing software subscriptions, and a contingency buffer (10-20% of total). Our calculator includes these by default so nothing slips through.

Related Articles

Related Tools